U.S. All Cap
Vanguard Total Market Index (VTI
This is a site to save info that I want to savor and to just dink around with.
"[a]ny man who is under 30, and is not a liberal, has no heart; and any man who is over 30, and is not a conservative, has no brains." (Well, maybe 35; certainly 70.) So do the math and you'll guess my politics."( I am over 70!)
(Click on any picture to enlarge and make clearer, TRY THAT ON THE PICTURE OF THE BACK OF MY HEAD TO SEE MY TATTOO!)
November 3, 2009
We are to praise our country when it does right. We are to preach to our country when it does wrong. God’s people dare not be silent.
Let me be very frank with you about politics and Christian involvement. Christians should not identify the Christian faith with Democrats or Republicans. We need to be free to tell both parties to repent and get right with God.
Christians will be civil, but we will not be silent. Nathan warned David. Elijah preached to Ahab. Eleazer warned Jehosophat. Daniel preached to Nebuchadnezzar. Moses warned Pharaoh. John the Baptist preached to Herod.
We must declare to any government under which we live: Whatever is morally wrong is not politically right. And as long as I am talking on this subject, let me add that as long as abortionists kill babies and doctors practice infanticide I will not be silent.
A year ago it was revealed to the American people that our banking system was a legalized Ponzi scheme in which bank and insurance CEOs paid themselves billions of dollars in personal compensation to lend and insure assets with money they didn’t have to customers who couldn’t pay back the loans.
In those dark days between the fall of Lehman Brothers and before the presidential election, we were often carried through that time by the small glimmer of hope in that at least we would soon have a new leader who would hopefully fix this mess and punish those responsible.
Yet in the past 9 months, not only has the administration not fixed anything, they have made things much worse for anyone who isn’t a Wall Street banker. Therefore, we are past the point where anyone in power still gets the benefit of the doubt and the process of taking back our country for all citizens must begin now.
This is why I think we must ask if U.S. Treasury Secretary Timothy Geithner is still the right person for the job. It has become clear recently that back in his previous role as New York Federal Reserve Governor, he unnecessarily gave billions of dollars of US tax money to banks and insurance companies with few strings attached. And it is now becoming clear that his lack of meaningful action is helping many of these same banks steal more by legalizing their most economically dangerous, socially destructive and self-enriching practices.
Yesterday on NBC’s Meet the Press, Secretary Geithner again endorsed House bank reform legislation that would allow, by my calculations, as much as 80%, or $475 trillion, of the bank’s $600 trillion in crooked insurance schemes to still be held in secret. It was and is the secret risks held in this very market that led to our collapse in the first place and continue to pose massive future risk to the global economy.I am the private investigator who contacted Dr. Orly Taitz when I found that Barack Obama has been using a bogus social security number for years, which is a felony. I have been a licensed investigator for almost fifteen years and recognized it immediately as fraudulent.
If you had allowed Discovery and required the SSA to release his alleged application for that number (and I do not believe such an application exists), you would have realized it, too. Numbers are issued to a person in the state where they are living. Between 1977-79 when it was issued, he was living in Hawaii not Connecticut.
I now realize that you always intended to dismiss the case, because that’s what you were ordered to do. You have bartered your integrity for a lofty position and a hefty pension. Shame on you.
The men and and women in the military will continue to die under the direction of someone who is not entitled to hold the position of Commander in Chief and who is nothing more than a Chicago thug with questionable loyalties.
Semper Fi? I think not.
Via Minyanville, we get this good version of Jesse Livermore’s trading rules, considered to be one of the best traders of all time:
Lesson Number One: Cut your losses quickly.
As soon as a trade is contemplated, a trader must know at what point in time he’ll be proven wrong and exit a position. If a trader doesn’t know his exit before he takes the entry, he might as well go to the racetrack or casino where at least the odds can be quantified.
Lesson Number Two: Confirm your judgment before going all in.
Livermore was famous for throwing out a small position and waiting for his thesis to be confirmed. Once the stock was traveling in the direction he desired, Livermore would pile on rapidly to maximize the returns.
There are several ways to buy more in a winning position — pyramiding up, buying in thirds at predetermined prices, being 100% in no more than 5% above the initial entry — but the take home is to buy in the direction of your winning trade – never when it goes against you.
Lesson Number Three: Watch leading stocks for the best action.
Livermore knew that trending issues were where the big money would be made, and to fight this reality was a loser’s game.
Lesson Number Four: Let profits ride until price action dictates otherwise.
“It never was my thinking that made the big money for me. It always was my sitting.”
One method that satisfies the desire for profit and subdues the fear of a losing trade is to take one half of your profit off at a predetermined level, put a stop at breakeven on the rest, and let it play out without micromanaging the position.
Lesson Number Five: Buy all-time new highs.
The psychological merits of buying all-time or 52-week highs are immense and shouldn’t be discounted as a part of your overall strategy.
Lesson Number Six: Use pivot points to determine trends.
When going long, traders are continually looking for confirmation by assessing the strength of a move. Higher highs and higher lows are a solid indicator that a current uptrend is merely taking a slight pause, and the odds of higher prices are in their favor. These same pivot points are integral to drawing support and resistance lines to give traders their line in the sand. Taken together, trend lines and pivot points can enlighten a trader to a change in momentum, which may change the character of a trade.
Lesson Number Seven: Control your emotions.
Our goal as traders should be to also make a critical yet honest assessment of the areas we can improve so the bottom line will support our claims of truly being seasoned traders. Adhering to the time-tested rules of Jesse Livermore would be a great start for anyone.
The full article is here.
IF your objective is to accumulate the actual physical metals, do not use ETF’s as a substitute for physical ownership. Rather, take profits from your switching trades and purchase the actual metals themselves. Gold vs. Silver? No debate, accumulate both.
Section 2531, entitled “Medical Liability Alternatives,” establishes an incentive program for states to adopt and implement alternatives to medical liability litigation. [But]…… a state is not eligible for the incentive payments if that state puts a law on the books that limits attorneys’ fees or imposes caps on damages.
Presently, Ben Bernanke and Tim Geithner have become the quintessential short-term decision makers. They explicitly "do whatever it takes" to "solve one problem at a time" and deal with the unintended consequences later. It is too soon for history to evaluate their work, because there hasn't been time for the unintended consequences of the "do whatever it takes" decision-making to materialize.
In the context of the recent economic crisis, a highly motivated and organized banking lobby has demonstrated enormous influence. Bankers advance ideas like, "without banks, we would have no economy." Of course, there was a public interest in protecting the guts of the system, but the ATMs could have continued working, even with forced debt-to-equity conversions that would not have required any public funds. Instead, our leaders responded by handing over hundreds of billions of taxpayer dollars to protect the speculative investments of bank shareholders and creditors. This has been particularly remarkable, considering that most agree that these same banks had an enormous role in creating this mess which has thrown millions out of their homes and jobs.
...Americans understand that the Washington-Wall Street relationship has rewarded the least deserving people and institutions at the expense of the prudent. They don't know the particulars or how to argue against the "without banks, we have no economy" demagogues. So, they fight healthcare reform, where they have enough personal experience to equip them to argue with Congressmen at town hall meetings. As I see it, the revolt over healthcare isn't really about healthcare, but represents a broader upset at Washington. The lack of trust over the inability to deal seriously with the party goers feeds the lack of trust over healthcare.
So why do I know God exists?
Given the limits of a short essay, I will only be able to point in the direction of my favorite reasons, but there are many books that provide deeper justification and further explication of these reasons. On a popular level favorite books that were helpful to me include J.P. Moreland’s Scaling the Secular City and A.E. Taylor’s Does God Exist? Readers looking for something more difficult would do well to check out the work of Richard Swinburne of Oxford University.
Of course, I don’t believe in God at first because I sat and thought about Him. I believe in God, because I encountered Him. I prayed and had an experience of Him from a very early age. He has answered my prayers and forced me to change my behavior. This every day direct mental experience of His existence is fundamentally why I know God is real.
If I did not have it, I would have little motivation to wonder about Him, but I sought Him and I found Him . . . or better He found me! Of course, despite my apparent sanity (from my own biased point of view!), I might be mad or deceived. God might be an illusion in my head, despite the sense that there is a different mental texture to what His voice is saying.
Once challenged in his beliefs by reasonable questions, only a fool or a saint would be sure that he was not deluding himself. I know I am no saint and I hope not to be a fool, so I had to ask if my experiences were real and if I had correctly interpreted them.
It is important, therefore, that I have every day indirect experience of His existence. The community of believers around me matters. I am not alone in thinking God is real or speaks to people. This does not prove that God exist, but the billions of people over long periods of time who have believed in God does suggest that at the very least I am not the victim of some private delusion!
So I speak to God and He speaks to me and millions of living and otherwise rational human beings share this experience. It is what I would anticipate if God is out there. Why do some people fail to share that experience?
I don’t know, but absence of evidence in a few does not suggest the problem is in those who believe.
Third, there are philosophical arguments that suggest the existence of God is either necessary or reasonable. For example, the existence and nature of the cosmos suggests the existence of a rational God. The universe appears to have order and design and I am not persuaded that merely naturalistic processes can account for this order and design. Whatever the process God used to create, and only the arrogant believe they have this all worked out, the fundamental nature of that creation suggests a plan.
Fourth, morality persuades me that God exists. The long trajectory of human history demonstrates a common morality behind the blind spots of any particular culture. There is a common way that most people in most places and most times have followed. This law suggests a lawgiver.
Fifth, the existence of gratuitous beauty convinces me God exists. When I traveled above the clouds for the first time with my oldest son, he told me that it was beautiful and neither of us was surprised. Wherever we looked, we saw beauty and this was not a beauty that could have been hardwired into us by any natural process. Wherever we look as human even to the furthest reaches of the cosmos beauty is there waiting for us.
Sixth, the world of Ideas points in the direction of the existence of the Mind of God. As a Platonist, I am convinced that numbers and ideas are real. There is a metaphysical world that cannot be reduced to the material. This does not prove God exists, but makes His existence more plausible to me.
Finally, love suggests to me that God is real. As Plato points out in his masterful dialogue Symposium love is surely of something. Humanity possesses a love for the Good, the True, and the Beautiful that demands a proper object. Only God is great enough to be a sufficient end for all the longing in the human heart. It might be that the universe is perverse and has given us this great longing without any means of fulfilling it, but there is no good reason to take this withering view. The sensible, indeed the hopeful response, is to assume that like hunger or thirst this longing too can be find satisfaction in reality.
My friends who don’t believe in God might claim that I believe in God, partly, because I want to do so. This is true. The existence of a good God is such an awesome, exciting, and hopeful idea that I am rooting for it. There is nothing irrational with giving good news the benefit of the doubt, if you don’t sacrifice your mind to do so.
You ask me how I know He lives? He lives within my heart.
For you have need of endurance, so that you may do the will of God and receive what is promised.
“For yet a little while, and the coming one shall come and shall not tarry; but my righteous one shall live by faith, and if he shrinks back, my soul has no pleasure in him.”
But we are not of those who shrink back and are destroyed, but of those who have faith and keep their souls.
-Hebrews 10:36-39


329.......The Love Of God
The Love of God, hymn #329, has three verses, the first two of which were written by Frederick Martin Lehman in 1917 in Pasadena, California.
Verse number three, comes from a Jewish poem, Haddanut, written in Aramaic in 1050 by Meir Ben Isaac Nehorai, a cantor in Worms, Germany. The music was arranged by his daughter Claudia Faustina Lehman Mays. She was born July 15, 1892 in Griswold, Iowa. One of nine children, she harmonized many of the songs written by her father. She died February 19, 1973 in Medford, Oregon.
Lehman was working in a packing-house, lifting and moving as much as thirty tons of lemons and oranges a day which were then packed into crates for shipment. The previous Sunday, he had heard a heart-warming sermon on God's love. He could hardly contain himself. In fact, so much so, that he had found it hard to get to sleep. The next morning, the thrill of the previous evening had not left him and as he was eating breakfast, the first words to this song came to him. On the way to
work, more followed. At work, during short intervals of inattention (break time), more words came which he jotted down until he had completed the first two verses. When he got home, he went to the old upright piano and composed the melody for the two verses and chorus. However, a hymn has to have three verses to be complete. As he tried to write the third, he found the words were not falling into place as had the first two. As he tried to figure out what to do, he remembered about the poem he had heard at a camp meeting. The profound depths of the lines moved him to preserve them for future use and it was not until coming to California that this urge was fulfilled. He knew that he had saved the card with the poem but where was it now? His search was soon rewarded because he had used it for a bookmark. As Lehman again read the words, his heart was thrilled just as had happened when he heard them originally. This time he noticed some smaller print that told this story, "These lines were found in translated form on the walls of a patient's room in an insane asylum after the patient's death." As he set the words to the third verse to the tune, he found they matched exactly. God knew when he had the poem, written in 1050, that it would be translated into English and brought to America at the exact time Lehman was going to need it to finish this hymn. That is 867 years from the time the words were written and they traveled half-way around the world to be joined with this song. Since then, this hymn has been translated into at least 18 languages. This hymn was first published in Songs That Are Different, Volume 2, 1919.
Frederick Martin Lehman was born August 7, 1868 in Mecklenburg, Schwerin, Germany. He came to America at the age of 4 with his family, settling in Iowa where he lived most of his childhood. He came to Christ at age 11, as he relates, "One glad morning about 11 o'clock while walking up the country lane, skirted by a wild crab-apple grove on the right and an Osage (American Indian from Missouri) fence, with an old white-elm gate in a gap at the left, suddenly Heaven let a cornucopia (abundant) of glory descend on this 11 year old lad. The wild crab-apple grove assumed a heavenly glow and the Osage fence, an unearthly luster. That old white-elm gate with its sun-warped boards, gleamed and glowed like silver bars to shut out the world and shut him in with the 'form of the forth,' just come into his heart. The weight of conviction was gone and the paeans (a song) of joy and praise fell from his lips." Lehman studied for the ministry at Northwestern College in Naperville, Illinois, and pastored at Audubon, Iowa; New London, Indiana; and Kansas City, Missouri. The majority of his life was devoted to writing sacred-songs. In 1911, he moved to Kansas City, where he helped found the Nazarene Publishing House. He died February 20, 1953 in Pasadena, California.
Offshore staff
RIO DE JANEIRO -- The 1-OGX -1-RJS well in block BM-C-43, offshore Brazil, has hit pay, according to OGX. The well encountered an oil column of over 200 m (656 ft) and net pay of 57 m (187 ft). Based on well information and existing 3D seismic data interpretation, OGX estimates a recoverable oil volume of between 500 MMbbl and 1.5 Bbbl.
The well, in the southern part of the Campos basin, was drilled to a depth of 2,347 m (7,700 ft) in 140 m (459 ft) of water. The rig Ocean Ambassador will now be mobilized to the 1-OGX-2-RJS well in block BM-C-41.
Jeff S. of my Second Amendment group wrote the following; I concur with him 100%:
The American Cemetery at Ardennes , Belgium .. A total of 5329 of our dead.
The American Cemetery at Brittany, France . A total of 4410 of our military
dead.
Brookwood , England American Cemetery. A total of 468 of our dead.
Cambridge , England . 3812 of our military dead.
Epinal , France American Cemetery. A total of 5525 of our Military dead.
Flanders Field , Belgium . A total of 368 of our military.
Florence , Italy . A total of 4402 of our military dead.
Henri-Chapelle , Belgium . A total of 7992 of our military dead.
Lorraine , France . A total of 10,489 of our military dead.
Luxembourg , Luxembourg . A total of 5076 of our military dead.
Meuse-Argonne. A total of 14246 of our military dead.
Netherlands , Netherlands . A total of 8301 of our military dead.
Normandy , France . A total of 9387 of our military dead.
Oise-Aisne , France . A total of 6012 of our military dead.
Rhone , France . A total of 861 of our military dead.
Sicily , Italy . A total of 7861 of our military dead.
Somme , France . A total of 1844 of our military dead.
St. Mihiel , France . A total of 4153 of our military dead.
Suresnes , France . A total of 1541 of our military dead.
IF I ADDED CORRECTLY THE COUNT IS 104,366 BURIED ON FOREIGN SOIL
Apologize to no one.
Remind those of our sacrifice
And don't confuse Arrogance with Leadership.
As Americans, let's all look forward to the next elections-
To find a President who doesn't think we need to be ashamed.
Are we Arrogant ? I don't think so !
May God have mercy on us until this Presidential term is over !
VIX is the CBOE Volatility Index, created by the Chicago Board Options Exchange as a measure of equity market volatility. The VIX was introduced in January 1986. Since January 1993, the VIX has been computed in real time throughout the trading day. The computation of the value of VIX is based on the implied volatility of eight option series on the S&P 100 index, or OEX. The VIX is quoted in percentage points per annum. For instance, a VIX value of 19.28 represents an annualized implied volatility of 19.28%. The VIX is sometimes called the investor fear index, since investor uncertainty can lead to high market volatility through drops in prices, such as happened on Black Monday in 1987. Options are traded on the VIX, enabling additional hedging and speculation positions on volatility. Closely related to the VIX are the VXD, or CBOE Dow Jones Industrial Average Volatility Index, and the VXN, or CBOE NASDAQ 100 Volatility Index.
LIBOR stands for London Interbank Offered Rate. The British Bankers’ Association calculates LIBOR in an open manner each business day. LIBOR rates are generally released around 11am London time. Many LIBOR rates exist, for various multiple short-term periods in a number of currencies. For example, each day LIBOR rates are released, there is a 1 week Japanese Yen LIBOR rate, a 1 month US dollar LIBOR rate, and 6 month Euro LIBOR rate. LIBOR is the primary benchmark for interest rates around the world. Interest rate contracts traded on many exchanges around the world, such as the Chicago Board of Trade, settle based on LIBOR. LIBOR affects consumers, too, as LIBOR is often used as a benchmark for ARMs and other credit products.
These are possibly the 5 best sentences you'll ever read. This is one paragraph that should be in every book in every school room in every city in every state in our great Union ... Our educators should make a lesson plan on this one statement and instill these words in the minds of all students.
1. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.
2. What one person receives without working for, another person must work for without receiving.
3. The government cannot give to anybody anything that the government does not first take from somebody else.
4. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is the beginning of the end of any nation..
5. You cannot multiply wealth by dividing it.
Question: In the past you’ve mentioned that world oil reserves are overstated by as much as 300 billion barrels.
Sadad: It’s very important to adhere to proper reserve definitions when we’re talking about oil. Oil is money in the bank. If you are very loose in terms of how you define it, you can go off and make assumptions that are unsustainable. The current numbers published—I call them “declared reserves”—are something like 1,200 billion barrels. On top of that there are another 150 billion of extra-heavy crudes and 150 billion Canadian type of bitumens. So that would lead you to believe that we have roughly 1,500 billion barrels of proven oil reserves. In fact, those are hardly proven. There is a lot of speculation. If we go back to the SEC type of definitions, that number drops way back, maybe down to 900 billion. I think it’s important to be precise about the definitions if not the actual estimates, because that’s the only way we can decide how much can be delivered on a timely basis. So yes, I think I would say 900 billion proven, perhaps 1,200 billion probable and potential. But that’s about the limit.
Tycho Brahe isn't as famous as Galileo or Copernicus, but in some circles he's considered the father of modern astronomy. He spent much of his life compiling the world's first truly accurate and complete set of astronomical tables -- all before the invention of the telescope. Brahe's assistant, Johannes Kepler, later used the tables to deduce the laws of planetary motion. In 1628 Kepler published the Rudolphine Tables, a list of remarkably accurate logarithmic astronomical tables based on Brahe's observations and Kepler's subsequent analysis.
In 1566 Brahe lost most of his nose in a duel, and wore a metal replacement the rest of his life.


October 9, 2009
I want you to tell you something big, plain and straight. Salvation is not a reward for the righteous. It is a gift for the guilty.
Many come to church and perhaps say, “You know, I need to change my way of living. I am going to change my lifestyle. I want to be right with God.” And so they begin to reform themselves.
I‘ve often wondered what a church full of Pharisees would be like. Number One, they would be the most faithful attendees. Number Two, all of them would tithe. Number Three, they would live outwardly clean, pure, moral lives. Number Four, they would be very busy doing church work. Sounds like a good church, doesn’t it?
Oh, did I forget to mention Number Five? They would all be going to hell. Why? Because they are ignorant of God’s righteous. They attempt to establish their own righteousness and have not submitted themselves unto the righteousness of God.
The worst form of badness is human goodness when human goodness becomes a substitute for the new birth.
A bear walks into a bar in Billings , Montana and sits down. He bangs on the bar with his paw and demands a beer.
The bartender approaches and says, ‘We don’t serve beer to bears in bars in Billings ‘
The bear, becoming angry, demands again that he be served a beer.
The bartender tells him again, more forcefully, ‘We don’t serve beer to belligerent bears in bars in Billings ..’
The bear, very angry now, says, ‘If you don’t serve me a beer, I’m going to eat that lady sitting at the end of the bar.’
The bartender says, ‘Sorry, we don’t serve beer to belligerent, bully bears in bars in Billings ‘
The bear goes to the end of the bar, and, as promised, eats the woman. He comes back to his seat and again demands a beer.
The bartender states, ‘Sorry, but we especially don’t serve beer to belligerent, bully bears in bars in Billings who are on drugs.’
The bear looks at him quizzically and says, ‘I’m not on drugs.’
(You’re gonna love me for this…)
The bartender says, “You are now. That was a barbitchyouate”
Bob Dylan nee Zimmerman :)
Well, the neighborhood bully, he's just one man,
His enemies say he's on their land.
They got him outnumbered about a million to one,
He got no place to escape to, no place to run.
He's the neighborhood bully.
The neighborhood bully just lives to survive,
He's criticized and condemned for being alive.
He's not supposed to fight back, he's supposed to have thick skin,
He's supposed to lay down and die when his door is kicked in.
He's the neighborhood bully.
The neighborhood bully been driven out of every land,
He's wandered the earth an exiled man.
Seen his family scattered, his people hounded and torn,
He's always on trial for just being born.
He's the neighborhood bully.
Well, he knocked out a lynch mob, he was criticized,
Old women condemned him, said he should apologize.
Then he destroyed a bomb factory, nobody was glad.
The bombs were meant for him.
He was supposed to feel bad.
He's the neighborhood bully.
Well, the chances are against it and the odds are slim
That he'll live by the rules that the world makes for him,
'Cause there's a noose at his neck and a gun at his back
And a license to kill him is given out to every maniac.
He's the neighborhood bully.
He got no allies to really speak of.
What he gets he must pay for, he don't get it out of love.
He buys obsolete weapons and he won't be denied
But no one sends flesh and blood to fight by his side.
He's the neighborhood bully.
Well, he's surrounded by pacifists who all want peace,
They pray for it nightly that the bloodshed must cease.
Now, they wouldn't hurt a fly.
To hurt one they would weep.
They lay and they wait for this bully to fall asleep.
He's the neighborhood bully.
Every empire that's enslaved him is gone,
Egypt and Rome, even the great Babylon.
He's made a garden of paradise in the desert sand,
In bed with nobody, under no one's command.
He's the neighborhood bully.
Now his holiest books have been trampled upon,
No contract he signed was worth what it was written on.
He took the crumbs of the world and he turned it into wealth,
Took sickness and disease and he turned it into health.
He's the neighborhood bully.
What's anybody indebted to him for?
Nothin', they say.
He just likes to cause war.
Pride and prejudice and superstition indeed,
They wait for this bully like a dog waits to feed.
He's the neighborhood bully.
What has he done to wear so many scars?
Does he change the course of rivers?
Does he pollute the moon and stars?
Neighborhood bully, standing on the hill,
Running out the clock, time standing still,
Neighborhood bully.
"An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself... A murderer is less to fear." --Marcus Tullius Cicero
Yeah, THAT Joe Wilson, the one who called Obama a liar. Even the republican “leadership” was shocked.
Kind of speaks volumes about republican “leaders”.
What about “decorum”? Who was talking about decorum a few years back when the story about the kiting of checks from the congressional post office? Or when Barney Frank’s weiner du jour was running a gay prostitution ring out of their joint (heh) apartment? Or when the besainted Teddy Kennedy and Chris Dodd made the waitress sandwich? To ascribe ANY amount of “decorum” to congress is akin to gift-wrapping a bag of dogshit.
Our Imperial Congress, both sides, regularly meets and acts like they’re playing games. They have quaint little rules and traditions that they wrap themselves in to differentiate themselves from us hoi polloi. And at the end of the day, they go away, having put forth changes that affect MY daily life.
By Victor Davis Hanson
September 19, 2009