Saturday, August 22, 2015

A guide to Chase Liquid� Card - chase_liquid_v6.pdf

A guide to Chase Liquid� Card - chase_liquid_v6.pdf

Get Out Of Debt: The 7-Step Debt-Elimination Program | Bankrate.com

Get Out Of Debt: The 7-Step Debt-Elimination Program | Bankrate.com








  • 1. Do a complete & total Chap 7 B.K. And then start over. WITH NO Credit Cards..
    Learn to live with in your means. Use cash are a debit card for everything..
    It's not the end of the world..... And millions are doing it..
    2. Yes you can live CREDIT FREE...
    IF you think it a big deal to have a ok Credit Report.....
    Do this..... Get a Credit Card... Buy something for a $100. Pay it off over 4,5 months..
    you now have a credit report.. And it will look ok.....
    Next...... BOOM!
    REMEMBER. THE CREDIT REPORT. IS ONE BIG SCAM. TO GET YOU TO BUY, BUY, BUY. AND KEEP YOU IN PAYING FOR EVER ON END..
















    Ms.Stinson provided six or seven very excellent ideas concerning
    debt.Very objective and to the point one idea that i did ascertain was
    this will not be accomplished in month rather a reasonable period of
    time.
















    I found myself over my head after some substantial medical bills and
    my credit card company dropped my rate to near zero and put me on a very
    acceptable payment plan to get me on my feet. Negotiating does work.
















    Interesting article. I especially like the tip about asking your
    creditors for help. Negotiating with your credits to either pay less or
    at least keep something off of your credit report is an interesting
    tactic that really can work. A lot of people never even think to try or
    are too intimidated. It never hurts to ask!


Agency Locator | NFCC

Agency Locator | NFCC



best way counseling 

Frequently Asked Questions - Consumer Information - California Association of Collectors

Frequently Asked Questions - Consumer Information - California Association of Collectors

CA Codes (ccp:335-349.4)

CA Codes (ccp:335-349.4)

California Statute of Limitations on Debt

California Statute of Limitations on Debt



4 years?

What to Do if the Debt Collector Calls - California Department of Consumer Affairs

What to Do if the Debt Collector Calls - California Department of Consumer Affairs

6 Ways Not To Reset The Clock On Old Debt | Bankrate.com

6 Ways Not To Reset The Clock On Old Debt | Bankrate.com

8 Steps To Rid Your Credit Report of Old Debt | Bankrate.com

8 Steps To Rid Your Credit Report of Old Debt | Bankrate.com

Wednesday, August 19, 2015

Doug Ross @ Journal: The Top 300 Conservative Websites, August 2015

Doug Ross @ Journal: The Top 300 Conservative Websites, August 2015: org

Hillary Clinton timeline

Hillary Clinton shrugs off question about whether she 'wiped' her server clean | Daily Mail Online: TIMELINE: THE CLINTON EMAIL SAGA�
Hillary Clinton's email troubles began when her private address was exposed by a Romanian hacker. Now the resulting scandal threatens to torpedo her presidential ambitions.


2008 – Hillary Clinton acquires a personal email server for her use in running for president, and has it installed in her Chappaqua, New York home

January 13, 2009 – Internet records show that the domain 'clintonemail.com' was created

January 21, 2009 –�Clinton is confirmed by the U.S. Senate as President Obama's secretary of state

February 1, 2013 –�Clinton leaves the State Department

March 20, 2013 – Clinton's private email address, hdr22@clintonemail.com, is made public when a Romanian hacker named 'Guccifer' (whose real name is Marcel Lazăr Lehel) hacks into longtime Clinton adviser Sidney Blumenthal's AOL email account and leaks images of his inbox – including emails from Clinton

June 2013 – Hillary's team shifts control of the email domain to an outside IT contractor in Denver called Platte River Networks, and sends the original server hardware to a data center facility in New Jersey, where it is erased

August 11, 2014 – Following a congressional subpoena and more than a year of delays, the State Department hands over a small number of Clinton's private emails, 10 in all, to a House committee investigating the 2012 terror attack on a State Department compound in Benghazi, Libya – including some emails from the hdr22@clintonemail.com address

November 2014 – The Benghazi committee asks the State Department for a larger batch of Clinton's emails and receives about 300 that relate to the Libya saga, amounting to 850 printed pages

December 5, 2014 – Clinton's aides say that in response to a request from the State Department, they have handed over about 55,000 pages of her work-related emails, comprising 30,490 messages

February 13, 2015 – The State Department sends the Benghazi committee another 850 pages of Clinton's emails, including some from two different accounts on the private 'clintonemail.com' server

February 27, 2015 – State Department staffers tell Benghazi committee aides that Clinton had used her private address exclusively during her tenure at the agency, and that they don't have any of her emails other than those she provided voluntarily

March 4, 2015 – The Associated Press reports that it has traced Clinton's private email address back to a private server at her Chappaqua, New York home, and that the server was registered under a fake name

March 10, 2015 – In a contentious press conference following a speech at the United Nations, Clinton admits that she deleted more than 30,000 emails that she says were personal in nature, and says she turned over everything work-related to the State Department, while insisting that 'I did not email any classified material to anyone on my email; there is no classified material'

March 11, 2015 – The Associated Press sues the State Department to force the release of Clinton's emails and other documents that the agency has failed to turn over following a Freedom Of Information Act request

April 12, 2015 – Clinton launches her second presidential campaign with an online video and begins two months of low-key campaigning marked by a lack of interaction with reporters

May 22, 2015 – The first 300 of Clinton's emails are made public by the State Department, revealing a close relationship with Blumenthal in the weeks following the Benghazi terror attack; one of them has been retroactively classified by the FBI as 'secret' but Clinton insists it was 'handled appropriately'

May 27, 2015 – A federal judge orders the State Department to begin releasing all of Clinton's emails in installments every 30 days, setting monthly targets for the agency so the work is completed by January 29, 2016

July 23, 2015 – Charles McCullough, the inspector general for the U.S. intelligence community tells members of Congress in a letter that a random sampling of 40 Clinton emails turned up four that contained material classified as secret

July 24, 2015 – Andrea Williams, spokeswoman for the McCulloush, says that the emails 'were classified when they were sent and are classified now.'

July 25, 2015 – During a campaign appearance in Iowa, Clinton modifies her position and tells reporters in Iowa that 'I am confident that I never sent nor received any information that was classifiedat the time it was sent and received'�

July 31, 2015 – The second State Department release of Clinton's emails, more than 1,300 in all, includes 41 that were marked 'classified' before they were made public

August 4, 2015 – Clinton spokesman Nick Merrill says in a statement that the candidate 'did not send nor receive any emails that were marked classified at the time'

August 11, 2015 – McCullough revises his statement to Congress, saying that two of the four emails in question should have been classified 'top secret' – but were not marked that way – and contained information from signal intercepts and keyhole satellite data; he adds that the other two emails are still being evaluated

August 11, 2015 – The FBI takes possession of Clinton's server hardware and three thumb drives in her lawyer's possession, which are said to contain copies of everything she turned over to the State Department

�

Sunday, August 16, 2015

Mudras - Healing Through Your Fingers | Health - BabaMail

Mudras - Healing Through Your Fingers | Health - BabaMail

8 Pressure Points That Reduce Stress | Health - BabaMail

8 Pressure Points That Reduce Stress | Health - BabaMail

21 lessons to living well during your golden years | Baba Recommends - BabaMail

21 lessons to living well during your golden years | Baba Recommends - BabaMail



21 Rules For a Good Old Age

Some of us have reached our golden years, and some of us have not. But these suggestions should be read by everyone. They have been collected from many a senior, each with his or her own piece of advice. Some you know, some may surprise you, and some will remind you of what's important. So read well, share with your loved ones, and have a great day and a great life!
 

1. It's time to use the money you saved up. Use it and enjoy it. Don't just keep it for those who may have no notion of the sacrifices you made to get it. Remember there is nothing more dangerous than a son or daughter-in-law with big ideas for your hard earned capital. Warning: This is also a bad time for an investment, even if it seems wonderful or fool-proof. They only bring problems and worries and this is a time for you to enjoy some peace and quiet.

2. Stop worrying about the financial situation of your children and grandchildren, and don't feel bad spending your money on yourself. You've taken care of them for many years, and you've taught them what you could. You gave them an education, food, shelter and support. The responsibility is now theirs to earn their own money.

3. Keep a healthy life, without great physical effort. Do moderate exercise (like walking every day), eat well and get your sleep. It's easy to become sick, and it gets harder to remain healthy. That is why you need to keep yourself in good shape and be aware of your medical and physical needs. Keep in touch with your doctor, get tested even when you're feeling well. Stay informed.

4. Always buy the best, most beautiful items for your significant other. The key goal is to enjoy your money with your partner. One day one of you will miss the other, and the money will not provide any comfort then, enjoy it together.

5. Don't stress over the little things. You've already overcome so much in your life. You have good memories and bad ones, but the important thing is the present. Don't let the past drag you down and don't let the future frighten you. Feel good in the now. Small issues will soon be forgotten.
 

6. Regardless of age, always keep love alive. Love your partner, love life, love your family, love your neighbor and remember: "A man is not old as long as he has intelligence and affection."

7. Be proud, both inside and out. Don't stop going to your hair salon or barber, do your nails, go to the dermatologist and the dentist, keep your perfumes and creams well stocked. When you are well-maintained on the outside, it seeps in, making you feel proud and strong.

8. Don't lose sight of fashion trends for your age, but keep your own sense of style. There's nothing worse than an older person trying to wear the current fashion among youngsters. You've developed your own sense of what looks good on you - keep it and be proud of it. It's part of who you are.

9. ALWAYS stay up-to-date. Read newspapers, watch the news. Go online and read what people are saying. Make sure you have an active email account and try to use some of those social networks. You'll be surprised which old friends you'll meet. Keeping in touch with what is going on and with the people you know is important at any age.

10. Respect the younger generation and their opinions. They may not have the same ideals as you, but they are the future, and will take the world in their direction. Give advice, not criticism, and try to remind them of yesterday's wisdom that still applies today.

11. Never use the phrase: "In my time". Your time is now. As long as you're alive, you are part of this time. You may have been younger, but you are still you now, having fun and enjoying life. 

12. Some people embrace their golden years, while others become bitter and surly. Life is too short to waste your days on the latter. Spend your time with positive, cheerful people, it'll rub off on you and your days will seem that much better. Spending your time with bitter people will make you older and harder to be around. 
 

13. Do not surrender to the temptation of living with your children or grandchildren (if you have a financial choice, that is). Sure, being surrounded by family sounds great, but we all need our privacy. They need theirs and you need yours. If you've lost your partner (our deepest condolences), then find a person to move in with you and help out. Even then, do so only if you feel you really need the help or do not want to live alone. 

14. Don't abandon your hobbies. If you don't have any, make new ones. You can travel, hike, cook, read, dance. You can adopt a cat or a dog, grow a garden, play cards, checkers, chess, dominoes, golf. You can paint, volunteer at an NGO or just collect certain items. Find something you like and spend some real time having fun with it.

15. Even if you don't feel like it, try to accept invitations. Baptisms, graduations, birthdays, weddings, conferences. Try to go. Get out of the house, meet people you haven't seen in a while, experience something new (or something old). But don't get upset when you're not invited. Some events are limited by resources, and not everyone can be hosted. The important thing is to leave the house from time to time. Go to museums, go walk through a field. Get out there.

16. Be a conversationalist. Talk less and listen more. Some people go on and on about the past, not caring if their listeners are really interested. That's a great way of reducing their desire to speak with you. Listen first and answer questions, but don't go off into long stories unless asked to. Speak in courteous tones and try not to complain or criticize too much unless you really need to. Try to accept situations as they are. Everyone is going through the same things, and people have a low tolerance for hearing complaints. Always find some good things to say as well.
 
older couple

17. Pain and discomfort go hand in hand with getting older. Try not to dwell on them but accept them as a part of the cycle of life we're all going through. Try to minimize them in your mind. They are not who you are, they are something that life added to you. If they become your entire focus, you lose sight of the person you used to be.

18. If you've been offended by someone - forgive them. If you've offended someone - apologize. Don't drag around resentment with you. It only serves to make you sad and bitter. It doesn't matter who was right. Someone once said: "Holding a grudge is like taking poison and expecting the other person to die." Don't take that poison. Forgive, forget and move on with your life.

19. If you have a strong belief, savor it. But don't waste your time trying to convince others. They will make their own choices no matter what you tell them, and it will only bring you frustration. Live your faith and set an example. Live true to your beliefs and let that memory sway them.

20. Laugh. Laugh A LOT. Laugh at everything. Remember, you are one of the lucky ones. You managed to have a life, a long one. Many never get to this age, never get to experience a full life. But you did. So what's not to laugh about? Find the humor in your situation.
 
older couple

21. Take no notice of what others say about you and even less notice of what they might be thinking. They'll do it anyway, and you should have pride in yourself and what you've achieved. Let them talk and don't worry. They have no idea about your history, your memories and the life you've lived so far. There's still much to be written, so get busy writing and don't waste time thinking about what others might think. Now is the time to be at rest, at peace and as happy as you can be!

 

jokes: The hilarious side of growing old | Funny - BabaMail

jokes: The hilarious side of growing old | Funny - BabaMail: My memory's not as sharp as it used to be.�
Also, my memory's not as sharp as it used to be



see the sit.e for more

Friday, August 14, 2015

Curmudgeonly & Skeptical presents Boned Jello

Curmudgeonly & Skeptical presents Boned Jello

HUMOR

A tourist in Vienna is going through a graveyard and all of a sudden he
hears music.  Could it be Andre Rieu, he thinks to himself? He
looks
around but no one can be seen, so he starts searching for the source.



He finally locates the origin
and finds it is coming from a grave with a headstone that reads:



 "Ludwig van Beethoven, 1770-
1827."



Then he realizes that the music is Beethoven's Ninth Symphony and it is
being played backward!



Puzzled, he leaves the
graveyard and persuades a friend to return with him.

By the time they arrive back at the grave, the music has changed. This
time it is the Seventh Symphony, but like the previous piece, it is being played backwards.



Curious, the men agree to consult a music scholar. When they return
with the expert, the Fifth Symphony is playing, again backwards.



The expert notices that the symphonies are being played in the reverse
order in which they were composed, the 9th, then the 7th,  then
the 5th.



By the next day the word has spread, and a crowd has gathered around
the grave.

They are all listening to the Second Symphony being played backward.
Just then the graveyard's caretaker ambles up to the group.



Someone in the group asks him if he has an explanation for the music.



"I would have thought it was obvious,"  the caretaker says: "He's
decomposing."




Rick Michaelson